Call reports 2008
LIBERTY NATIONAL BANK IN PARIS, THE — 2008
What LIBERTY NATIONAL BANK IN PARIS, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 246,857,000 | 244,472,000 | 243,989,000 | 238,495,000 |
| Total loans | 74,898,000 | 75,369,000 | 76,562,000 | 78,360,000 |
| Allowance for loan losses | 1,746,000 | 1,811,000 | 1,847,000 | 1,951,000 |
| Securities available for sale | 45,630,000 | 45,042,000 | 46,927,000 | 49,286,000 |
| Securities held to maturity | 81,141,000 | 81,875,000 | 80,979,000 | 74,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,302,000 | 201,372,000 | 199,922,000 | 195,586,000 |
| Interest-bearing deposits | 162,344,000 | 162,143,000 | 160,656,000 | 168,546,000 |
| Noninterest-bearing deposits | 41,958,000 | 39,229,000 | 39,266,000 | 27,040,000 |
| Equity capital | 40,565,000 | 40,849,000 | 41,842,000 | 41,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,816,000 | 5,633,000 | 8,441,000 | 11,170,000 |
| Interest expense | 1,126,000 | 2,126,000 | 3,067,000 | 3,912,000 |
| Net interest income | 1,690,000 | 3,507,000 | 5,374,000 | 7,258,000 |
| Noninterest income | 614,000 | 1,056,000 | 1,504,000 | 1,926,000 |
| Noninterest expense | 1,239,000 | 2,396,000 | 3,555,000 | 4,917,000 |
| Provision for loan losses | 70,000 | 134,000 | 201,000 | 348,000 |
| Pretax income | 995,000 | 2,033,000 | 3,122,000 | 3,919,000 |
| Income tax | 222,000 | 520,000 | 829,000 | 1,047,000 |
| Net income | 773,000 | 1,513,000 | 2,293,000 | 2,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,798,000 | 39,583,000 | 40,407,000 | 39,029,000 |
| Total capital | 40,116,000 | 40,925,000 | 41,630,000 | 40,358,000 |
| Risk-weighted assets | 104,979,000 | 106,920,000 | 97,218,000 | 105,717,000 |