Call reports 2021
SOUTHFIRST BANK — 2021
What SOUTHFIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 |
|---|---|
| Total assets | 95,047,000 |
| Total loans | 45,138,000 |
| Allowance for loan losses | 873,000 |
| Securities available for sale | 22,491,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 85,255,000 |
| Interest-bearing deposits | 68,358,000 |
| Noninterest-bearing deposits | 16,897,000 |
| Equity capital | 9,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 |
|---|---|
| Interest income | 668,000 |
| Interest expense | 94,000 |
| Net interest income | 574,000 |
| Noninterest income | 90,000 |
| Noninterest expense | 712,000 |
| Provision for loan losses | 0 |
| Pretax income | -48,000 |
| Income tax | 0 |
| Net income | -48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 |
|---|---|
| Tier 1 capital | 9,185,000 |
| Total capital | 9,762,000 |
| Risk-weighted assets | 45,907,000 |