Call reports 2026
WAYNE BANK — 2026
What WAYNE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,915,509,000 | 2,905,992,000 |
| Total loans | 2,238,705,000 | 2,262,855,000 |
| Allowance for loan losses | 24,350,000 | 25,632,000 |
| Securities available for sale | 431,184,000 | 438,967,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,522,507,000 | 2,529,829,000 |
| Interest-bearing deposits | 2,035,992,000 | 2,013,914,000 |
| Noninterest-bearing deposits | 486,515,000 | 515,915,000 |
| Equity capital | 265,933,000 | 271,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 39,059,000 | 80,273,000 |
| Interest expense | 13,829,000 | 27,447,000 |
| Net interest income | 25,230,000 | 52,826,000 |
| Noninterest income | 2,790,000 | 5,177,000 |
| Noninterest expense | 20,781,000 | 37,052,000 |
| Provision for loan losses | 1,505,000 | 3,356,000 |
| Pretax income | 5,780,000 | 17,548,000 |
| Income tax | 1,254,000 | 3,524,000 |
| Net income | 4,526,000 | 14,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 249,855,000 | 256,106,000 |
| Total capital | 274,541,000 | 282,167,000 |
| Risk-weighted assets | 2,268,947,000 | 2,308,778,000 |