Call reports 2024
WAYNE BANK — 2024
What WAYNE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,261,672,000 | 2,236,390,000 | 2,280,661,000 | 2,318,752,000 |
| Total loans | 1,621,541,000 | 1,641,441,000 | 1,675,218,000 | 1,713,712,000 |
| Allowance for loan losses | 18,020,000 | 17,807,000 | 18,699,000 | 19,843,000 |
| Securities available for sale | 398,374,000 | 397,578,000 | 396,891,000 | 397,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,840,606,000 | 1,811,865,000 | 1,857,281,000 | 1,861,387,000 |
| Interest-bearing deposits | 1,455,636,000 | 1,419,323,000 | 1,434,284,000 | 1,477,684,000 |
| Noninterest-bearing deposits | 384,970,000 | 392,542,000 | 422,997,000 | 383,703,000 |
| Equity capital | 180,800,000 | 182,460,000 | 194,362,000 | 212,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 26,938,000 | 54,608,000 | 83,014,000 | 112,499,000 |
| Interest expense | 12,228,000 | 24,973,000 | 37,529,000 | 50,389,000 |
| Net interest income | 14,710,000 | 29,635,000 | 45,485,000 | 62,110,000 |
| Noninterest income | 2,009,000 | 4,219,000 | 6,598,000 | 8,905,000 |
| Noninterest expense | 11,568,000 | 22,910,000 | 34,859,000 | 48,277,000 |
| Provision for loan losses | -625,000 | -327,000 | 888,000 | 2,546,000 |
| Pretax income | 5,774,000 | 11,220,000 | 16,155,000 | 102,000 |
| Income tax | 1,088,000 | 2,112,000 | 3,021,000 | -506,000 |
| Net income | 4,686,000 | 9,108,000 | 13,134,000 | 608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 201,070,000 | 203,169,000 | 203,295,000 | 216,870,000 |
| Total capital | 218,383,000 | 220,318,000 | 221,466,000 | 236,132,000 |
| Risk-weighted assets | 1,685,632,000 | 1,712,020,000 | 1,743,550,000 | 1,763,009,000 |