Call reports 2022
WAYNE BANK — 2022
What WAYNE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,078,545,000 | 2,067,342,000 | 2,019,718,000 | 2,048,365,000 |
| Total loans | 1,371,827,000 | 1,404,483,000 | 1,432,439,000 | 1,474,085,000 |
| Allowance for loan losses | 16,660,000 | 17,017,000 | 16,931,000 | 16,999,000 |
| Securities available for sale | 434,924,000 | 440,877,000 | 427,287,000 | 418,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,783,262,000 | 1,803,983,000 | 1,772,230,000 | 1,731,665,000 |
| Interest-bearing deposits | 1,342,787,000 | 1,356,819,000 | 1,315,235,000 | 1,293,198,000 |
| Noninterest-bearing deposits | 440,475,000 | 447,164,000 | 456,995,000 | 438,467,000 |
| Equity capital | 186,206,000 | 170,493,000 | 156,107,000 | 164,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,346,000 | 35,439,000 | 55,270,000 | 75,666,000 |
| Interest expense | 1,245,000 | 2,445,000 | 4,106,000 | 7,269,000 |
| Net interest income | 16,101,000 | 32,994,000 | 51,164,000 | 68,397,000 |
| Noninterest income | 3,334,000 | 5,764,000 | 7,949,000 | 9,876,000 |
| Noninterest expense | 10,027,000 | 20,456,000 | 30,721,000 | 41,075,000 |
| Provision for loan losses | 300,000 | 600,000 | 600,000 | 900,000 |
| Pretax income | 9,108,000 | 17,702,000 | 27,792,000 | 36,300,000 |
| Income tax | 1,751,000 | 3,333,000 | 5,261,000 | 6,543,000 |
| Net income | 7,357,000 | 14,369,000 | 22,531,000 | 29,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,466,000 | 180,286,000 | 186,258,000 | 191,287,000 |
| Total capital | 196,126,000 | 197,303,000 | 203,189,000 | 208,286,000 |
| Risk-weighted assets | 1,443,166,000 | 1,488,767,000 | 1,516,954,000 | 1,555,156,000 |