Call reports 2021
WAYNE BANK — 2021
What WAYNE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,010,795,000 | 2,026,452,000 | 2,054,490,000 | 2,069,453,000 |
| Total loans | 1,421,836,000 | 1,386,889,000 | 1,371,212,000 | 1,355,125,000 |
| Allowance for loan losses | 14,509,000 | 15,340,000 | 16,103,000 | 16,442,000 |
| Securities available for sale | 275,224,000 | 333,636,000 | 361,988,000 | 406,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,685,807,000 | 1,689,384,000 | 1,723,152,000 | 1,758,304,000 |
| Interest-bearing deposits | 1,269,785,000 | 1,253,362,000 | 1,279,977,000 | 1,316,121,000 |
| Noninterest-bearing deposits | 416,022,000 | 436,022,000 | 443,175,000 | 442,183,000 |
| Equity capital | 195,508,000 | 200,834,000 | 202,680,000 | 204,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 17,302,000 | 34,817,000 | 53,217,000 | 71,070,000 |
| Interest expense | 1,525,000 | 2,989,000 | 4,401,000 | 5,756,000 |
| Net interest income | 15,777,000 | 31,828,000 | 48,816,000 | 65,314,000 |
| Noninterest income | 1,968,000 | 4,176,000 | 6,299,000 | 8,121,000 |
| Noninterest expense | 9,385,000 | 18,962,000 | 28,658,000 | 38,465,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 3,750,000 | 4,200,000 |
| Pretax income | 6,881,000 | 14,063,000 | 22,763,000 | 30,862,000 |
| Income tax | 1,226,000 | 2,538,000 | 4,191,000 | 5,491,000 |
| Net income | 5,655,000 | 11,525,000 | 18,572,000 | 25,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,809,000 | 166,652,000 | 170,649,000 | 174,311,000 |
| Total capital | 177,318,000 | 181,992,000 | 186,752,000 | 190,753,000 |
| Risk-weighted assets | 1,364,740,000 | 1,380,546,000 | 1,402,233,000 | 1,402,407,000 |