Call reports 2017
WAYNE BANK — 2017
What WAYNE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,110,579,000 | 1,126,243,000 | 1,131,016,000 | 1,132,839,000 |
| Total loans | 719,951,000 | 735,551,000 | 756,530,000 | 764,584,000 |
| Allowance for loan losses | 6,901,000 | 7,419,000 | 7,760,000 | 7,634,000 |
| Securities available for sale | 295,379,000 | 300,241,000 | 285,471,000 | 281,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 934,180,000 | 934,930,000 | 926,200,000 | 934,166,000 |
| Interest-bearing deposits | 887,630,000 | 884,423,000 | 875,837,000 | 888,705,000 |
| Noninterest-bearing deposits | 46,550,000 | 50,507,000 | 50,363,000 | 45,461,000 |
| Equity capital | 107,091,000 | 110,379,000 | 112,298,000 | 110,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,431,000 | 19,011,000 | 28,904,000 | 38,980,000 |
| Interest expense | 937,000 | 1,864,000 | 2,889,000 | 4,080,000 |
| Net interest income | 8,494,000 | 17,147,000 | 26,015,000 | 34,900,000 |
| Noninterest income | 1,185,000 | 2,740,000 | 4,127,000 | 5,801,000 |
| Noninterest expense | 6,024,000 | 11,931,000 | 17,736,000 | 23,660,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,200,000 |
| Pretax income | 3,061,000 | 6,793,000 | 10,696,000 | 15,059,000 |
| Income tax | 596,000 | 1,502,000 | 2,454,000 | 6,615,000 |
| Net income | 2,465,000 | 5,291,000 | 8,242,000 | 8,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,496,000 | 98,044,000 | 99,675,000 | 99,935,000 |
| Total capital | 103,397,000 | 105,463,000 | 107,435,000 | 107,569,000 |
| Risk-weighted assets | 765,871,000 | 783,588,000 | 797,983,000 | 801,504,000 |