Call reports 2006
WAYNE BANK — 2006
What WAYNE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 434,782,000 | 455,302,000 | 453,355,000 | 454,480,000 |
| Total loans | 292,141,000 | 299,662,000 | 313,957,000 | 315,823,000 |
| Allowance for loan losses | 3,743,000 | 3,794,000 | 3,828,000 | 3,828,000 |
| Securities available for sale | 115,856,000 | 113,680,000 | 111,573,000 | 112,060,000 |
| Securities held to maturity | 953,000 | 954,000 | 954,000 | 954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,191,000 | 354,113,000 | 365,255,000 | 358,655,000 |
| Interest-bearing deposits | 323,421,000 | 334,501,000 | 348,033,000 | 344,186,000 |
| Noninterest-bearing deposits | 16,770,000 | 19,612,000 | 17,222,000 | 14,469,000 |
| Equity capital | 46,976,000 | 47,736,000 | 49,540,000 | 50,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,989,000 | 12,333,000 | 18,974,000 | 25,920,000 |
| Interest expense | 2,069,000 | 4,390,000 | 6,936,000 | 9,766,000 |
| Net interest income | 3,920,000 | 7,943,000 | 12,038,000 | 16,154,000 |
| Noninterest income | 839,000 | 1,855,000 | 2,701,000 | 3,584,000 |
| Noninterest expense | 2,753,000 | 5,568,000 | 8,270,000 | 10,876,000 |
| Provision for loan losses | 70,000 | 125,000 | 170,000 | 220,000 |
| Pretax income | 1,943,000 | 4,111,000 | 6,350,000 | 8,693,000 |
| Income tax | 585,000 | 1,253,000 | 1,955,000 | 2,699,000 |
| Net income | 1,358,000 | 2,858,000 | 4,395,000 | 5,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,799,000 | 48,761,000 | 49,777,000 | 50,800,000 |
| Total capital | 51,950,000 | 52,942,000 | 53,974,000 | 55,017,000 |
| Risk-weighted assets | 311,215,000 | 319,628,000 | 328,694,000 | 328,892,000 |
Machine access — free, no API key
Every figure shown here about WAYNE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.