Call reports 2005
WAYNE BANK — 2005
What WAYNE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 413,780,000 | 422,601,000 | 425,725,000 | 433,598,000 |
| Total loans | 266,363,000 | 275,886,000 | 282,586,000 | 291,203,000 |
| Allowance for loan losses | 3,523,000 | 3,600,000 | 3,644,000 | 3,669,000 |
| Securities available for sale | 118,745,000 | 110,776,000 | 112,464,000 | 115,061,000 |
| Securities held to maturity | 5,103,000 | 3,337,000 | 2,860,000 | 1,452,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,649,000 | 340,417,000 | 341,951,000 | 341,591,000 |
| Interest-bearing deposits | 304,809,000 | 325,510,000 | 325,687,000 | 327,467,000 |
| Noninterest-bearing deposits | 13,840,000 | 14,907,000 | 16,264,000 | 14,124,000 |
| Equity capital | 43,627,000 | 45,065,000 | 45,655,000 | 46,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,966,000 | 10,273,000 | 15,844,000 | 21,742,000 |
| Interest expense | 1,402,000 | 2,920,000 | 4,564,000 | 6,504,000 |
| Net interest income | 3,564,000 | 7,353,000 | 11,280,000 | 15,238,000 |
| Noninterest income | 851,000 | 1,733,000 | 2,650,000 | 3,554,000 |
| Noninterest expense | 2,627,000 | 5,245,000 | 7,867,000 | 10,513,000 |
| Provision for loan losses | 100,000 | 190,000 | 280,000 | 350,000 |
| Pretax income | 1,765,000 | 3,730,000 | 5,866,000 | 7,971,000 |
| Income tax | 502,000 | 1,086,000 | 1,729,000 | 2,371,000 |
| Net income | 1,263,000 | 2,644,000 | 4,137,000 | 5,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,126,000 | 45,042,000 | 46,070,000 | 46,986,000 |
| Total capital | 48,023,000 | 49,007,000 | 50,100,000 | 51,033,000 |
| Risk-weighted assets | 292,814,000 | 297,431,000 | 302,713,000 | 311,018,000 |
Machine access — free, no API key
Every figure shown here about WAYNE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.