Call reports 2025
COMMUNITY BANK, THE — 2025
What COMMUNITY BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 692,959,000 | 685,887,000 | 699,454,000 | 690,622,000 |
| Total loans | 459,232,000 | 463,348,000 | 468,514,000 | 466,184,000 |
| Allowance for loan losses | 4,597,000 | 4,610,000 | 4,618,000 | 4,955,000 |
| Securities available for sale | 100,202,000 | 95,055,000 | 97,136,000 | 91,321,000 |
| Securities held to maturity | 8,788,000 | 8,768,000 | 8,742,000 | 8,541,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 624,243,000 | 615,064,000 | 625,640,000 | 611,389,000 |
| Interest-bearing deposits | 477,914,000 | 473,345,000 | 479,565,000 | 461,118,000 |
| Noninterest-bearing deposits | 146,329,000 | 141,719,000 | 146,075,000 | 150,271,000 |
| Equity capital | 62,055,000 | 64,066,000 | 66,633,000 | 68,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,377,000 | 17,297,000 | 26,476,000 | 35,708,000 |
| Interest expense | 2,977,000 | 5,932,000 | 8,958,000 | 11,794,000 |
| Net interest income | 5,400,000 | 11,365,000 | 17,518,000 | 23,914,000 |
| Noninterest income | 1,398,000 | 2,937,000 | 4,484,000 | 6,081,000 |
| Noninterest expense | 5,290,000 | 10,150,000 | 15,373,000 | 20,598,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 250,000 |
| Pretax income | 1,448,000 | 4,032,000 | 6,539,000 | 9,357,000 |
| Income tax | 277,000 | 791,000 | 1,286,000 | 1,850,000 |
| Net income | 1,171,000 | 3,241,000 | 5,253,000 | 7,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,179,000 | 66,682,000 | 68,709,000 | 70,237,000 |
| Total capital | 70,202,000 | 71,718,000 | 73,663,000 | 75,408,000 |
| Risk-weighted assets | 427,486,000 | 428,942,000 | 434,862,000 | 441,764,000 |