Call reports 2024
COMMUNITY BANK, THE — 2024
What COMMUNITY BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 605,259,000 | 622,932,000 | 675,998,000 | 667,976,000 |
| Total loans | 442,615,000 | 453,439,000 | 454,345,000 | 453,437,000 |
| Allowance for loan losses | 4,499,000 | 4,525,000 | 4,552,000 | 4,545,000 |
| Securities available for sale | 109,220,000 | 111,701,000 | 111,961,000 | 108,667,000 |
| Securities held to maturity | 9,072,000 | 9,048,000 | 9,029,000 | 8,858,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 544,564,000 | 561,505,000 | 609,476,000 | 600,240,000 |
| Interest-bearing deposits | 402,230,000 | 421,771,000 | 464,134,000 | 460,455,000 |
| Noninterest-bearing deposits | 142,334,000 | 139,734,000 | 145,342,000 | 139,785,000 |
| Equity capital | 55,108,000 | 56,368,000 | 59,611,000 | 59,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,254,000 | 14,944,000 | 23,236,000 | 31,838,000 |
| Interest expense | 2,750,000 | 5,617,000 | 8,921,000 | 12,117,000 |
| Net interest income | 4,504,000 | 9,327,000 | 14,315,000 | 19,721,000 |
| Noninterest income | 1,409,000 | 2,862,000 | 4,387,000 | 5,825,000 |
| Noninterest expense | 4,956,000 | 9,480,000 | 14,312,000 | 18,868,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 897,000 | 2,589,000 | 4,270,000 | 6,558,000 |
| Income tax | 165,000 | 489,000 | 814,000 | 1,264,000 |
| Net income | 732,000 | 2,100,000 | 3,456,000 | 5,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,642,000 | 61,541,000 | 62,820,000 | 64,084,000 |
| Total capital | 65,568,000 | 66,492,000 | 67,798,000 | 69,055,000 |
| Risk-weighted assets | 399,242,000 | 412,954,000 | 420,089,000 | 418,087,000 |