Call reports 2023
COMMUNITY BANK, THE — 2023
What COMMUNITY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 604,515,000 | 607,913,000 | 618,906,000 | 619,312,000 |
| Total loans | 409,400,000 | 426,134,000 | 441,229,000 | 443,720,000 |
| Allowance for loan losses | 4,512,000 | 4,547,000 | 4,576,000 | 4,584,000 |
| Securities available for sale | 135,948,000 | 129,261,000 | 121,636,000 | 117,234,000 |
| Securities held to maturity | 10,521,000 | 10,500,000 | 10,435,000 | 9,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 550,867,000 | 535,561,000 | 534,564,000 | 529,719,000 |
| Interest-bearing deposits | 388,192,000 | 380,149,000 | 378,296,000 | 383,416,000 |
| Noninterest-bearing deposits | 162,675,000 | 155,412,000 | 156,268,000 | 146,303,000 |
| Equity capital | 49,329,000 | 50,109,000 | 50,510,000 | 54,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,250,000 | 12,898,000 | 19,827,000 | 27,051,000 |
| Interest expense | 941,000 | 2,195,000 | 3,866,000 | 6,182,000 |
| Net interest income | 5,309,000 | 10,703,000 | 15,961,000 | 20,869,000 |
| Noninterest income | 1,427,000 | 2,874,000 | 4,296,000 | 5,751,000 |
| Noninterest expense | 4,773,000 | 9,316,000 | 14,192,000 | 18,703,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,903,000 | 4,141,000 | 5,885,000 | 7,677,000 |
| Income tax | 372,000 | 812,000 | 1,149,000 | 1,491,000 |
| Net income | 1,531,000 | 3,329,000 | 4,736,000 | 6,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,939,000 | 57,422,000 | 58,854,000 | 59,985,000 |
| Total capital | 60,764,000 | 62,339,000 | 63,856,000 | 64,995,000 |
| Risk-weighted assets | 385,910,000 | 393,341,000 | 407,592,000 | 405,145,000 |