Call reports 2022
COMMUNITY BANK, THE — 2022
What COMMUNITY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 597,657,000 | 605,718,000 | 619,984,000 | 599,690,000 |
| Total loans | 335,909,000 | 351,925,000 | 374,188,000 | 395,462,000 |
| Allowance for loan losses | 5,199,000 | 5,121,000 | 5,158,000 | 4,892,000 |
| Securities available for sale | 140,204,000 | 140,651,000 | 163,361,000 | 140,230,000 |
| Securities held to maturity | 12,283,000 | 11,661,000 | 11,389,000 | 10,735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 547,365,000 | 556,874,000 | 572,900,000 | 530,040,000 |
| Interest-bearing deposits | 388,722,000 | 397,765,000 | 392,880,000 | 361,294,000 |
| Noninterest-bearing deposits | 158,643,000 | 159,109,000 | 180,020,000 | 168,746,000 |
| Equity capital | 47,291,000 | 46,188,000 | 43,735,000 | 46,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,440,000 | 9,555,000 | 15,155,000 | 21,144,000 |
| Interest expense | 510,000 | 1,013,000 | 1,532,000 | 2,143,000 |
| Net interest income | 3,930,000 | 8,542,000 | 13,623,000 | 19,001,000 |
| Noninterest income | 1,473,000 | 2,992,000 | 4,539,000 | 5,969,000 |
| Noninterest expense | 4,145,000 | 8,563,000 | 13,314,000 | 17,851,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | -80,000 |
| Pretax income | 1,228,000 | 2,911,000 | 4,758,000 | 7,199,000 |
| Income tax | 235,000 | 571,000 | 927,000 | 1,410,000 |
| Net income | 993,000 | 2,340,000 | 3,831,000 | 5,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,266,000 | 51,313,000 | 52,740,000 | 54,383,000 |
| Total capital | 54,312,000 | 55,714,000 | 57,348,000 | 59,169,000 |
| Risk-weighted assets | 322,544,000 | 351,436,000 | 368,094,000 | 382,849,000 |