Call reports 2021
COMMUNITY BANK, THE — 2021
What COMMUNITY BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 562,875,000 | 565,311,000 | 585,787,000 | 586,450,000 |
| Total loans | 337,150,000 | 327,434,000 | 327,336,000 | 335,538,000 |
| Allowance for loan losses | 5,229,000 | 5,230,000 | 5,187,000 | 5,191,000 |
| Securities available for sale | 91,433,000 | 74,891,000 | 89,151,000 | 94,793,000 |
| Securities held to maturity | 11,676,000 | 12,112,000 | 14,663,000 | 13,433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,863,000 | 510,329,000 | 530,467,000 | 531,334,000 |
| Interest-bearing deposits | 363,852,000 | 365,753,000 | 373,530,000 | 370,821,000 |
| Noninterest-bearing deposits | 142,011,000 | 144,576,000 | 156,937,000 | 160,513,000 |
| Equity capital | 51,859,000 | 50,178,000 | 51,121,000 | 50,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,634,000 | 9,312,000 | 13,848,000 | 18,392,000 |
| Interest expense | 597,000 | 1,179,000 | 1,735,000 | 2,271,000 |
| Net interest income | 4,037,000 | 8,133,000 | 12,113,000 | 16,121,000 |
| Noninterest income | 1,735,000 | 3,550,000 | 5,257,000 | 6,834,000 |
| Noninterest expense | 4,091,000 | 8,566,000 | 12,771,000 | 17,343,000 |
| Provision for loan losses | 80,000 | 80,000 | 0 | 0 |
| Pretax income | 1,601,000 | 3,039,000 | 4,601,000 | 5,614,000 |
| Income tax | 302,000 | 572,000 | 875,000 | 1,050,000 |
| Net income | 1,299,000 | 2,467,000 | 3,726,000 | 4,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,746,000 | 47,892,000 | 49,175,000 | 49,337,000 |
| Total capital | — | — | — | 53,317,000 |
| Risk-weighted assets | — | — | — | 317,245,000 |