Call reports 2020
COMMUNITY BANK, THE — 2020
What COMMUNITY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 457,957,000 | 511,658,000 | 536,363,000 | 526,974,000 |
| Total loans | 343,946,000 | 361,129,000 | 356,707,000 | 344,656,000 |
| Allowance for loan losses | 5,150,000 | 5,102,000 | 5,312,000 | 5,091,000 |
| Securities available for sale | 47,957,000 | 51,594,000 | 54,584,000 | 54,040,000 |
| Securities held to maturity | 12,264,000 | 11,310,000 | 11,245,000 | 10,431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,025,000 | 451,974,000 | 476,062,000 | 470,541,000 |
| Interest-bearing deposits | 299,773,000 | 325,282,000 | 341,409,000 | 334,778,000 |
| Noninterest-bearing deposits | 100,252,000 | 126,692,000 | 134,653,000 | 135,763,000 |
| Equity capital | 52,817,000 | 53,871,000 | 54,892,000 | 51,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,121,000 | 10,072,000 | 14,910,000 | 19,747,000 |
| Interest expense | 778,000 | 1,497,000 | 2,194,000 | 2,844,000 |
| Net interest income | 4,343,000 | 8,575,000 | 12,716,000 | 16,903,000 |
| Noninterest income | 1,187,000 | 2,649,000 | 4,827,000 | 6,815,000 |
| Noninterest expense | 4,069,000 | 8,211,000 | 12,241,000 | 16,646,000 |
| Provision for loan losses | 0 | 90,000 | 370,000 | 490,000 |
| Pretax income | 1,461,000 | 2,923,000 | 4,932,000 | 6,582,000 |
| Income tax | 266,000 | 544,000 | 928,000 | 1,239,000 |
| Net income | 1,195,000 | 2,379,000 | 4,004,000 | 5,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,896,000 | 50,905,000 | 52,103,000 | 48,498,000 |
| Total capital | — | — | — | 52,162,000 |
| Risk-weighted assets | — | — | — | 291,746,000 |