Call reports 2019
COMMUNITY BANK, THE — 2019
What COMMUNITY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 464,511,000 | 462,389,000 | 454,373,000 | 449,426,000 |
| Total loans | 342,158,000 | 342,985,000 | 343,482,000 | 344,739,000 |
| Allowance for loan losses | 5,805,000 | 5,744,000 | 5,619,000 | 5,579,000 |
| Securities available for sale | 43,760,000 | 47,562,000 | 47,089,000 | 41,347,000 |
| Securities held to maturity | 14,127,000 | 14,866,000 | 13,193,000 | 13,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,631,000 | 398,486,000 | 403,600,000 | 393,640,000 |
| Interest-bearing deposits | 312,680,000 | 309,148,000 | 308,127,000 | 297,988,000 |
| Noninterest-bearing deposits | 88,951,000 | 89,338,000 | 95,473,000 | 95,652,000 |
| Equity capital | 43,595,000 | 44,763,000 | 46,372,000 | 51,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,182,000 | 10,470,000 | 15,767,000 | 20,971,000 |
| Interest expense | 881,000 | 1,839,000 | 2,751,000 | 3,560,000 |
| Net interest income | 4,301,000 | 8,631,000 | 13,016,000 | 17,411,000 |
| Noninterest income | 1,047,000 | 2,187,000 | 3,416,000 | 4,681,000 |
| Noninterest expense | 3,642,000 | 7,613,000 | 11,324,000 | 15,541,000 |
| Provision for loan losses | 140,000 | 140,000 | 140,000 | 140,000 |
| Pretax income | 1,566,000 | 3,065,000 | 4,968,000 | 6,411,000 |
| Income tax | 305,000 | 573,000 | 933,000 | 1,199,000 |
| Net income | 1,261,000 | 2,492,000 | 4,035,000 | 5,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,605,000 | 42,478,000 | 43,928,000 | 48,876,000 |
| Total capital | 45,442,000 | 46,276,000 | 47,721,000 | 52,657,000 |
| Risk-weighted assets | 305,041,000 | 301,962,000 | 301,618,000 | 300,739,000 |