Call reports 2018
COMMUNITY BANK, THE — 2018
What COMMUNITY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 427,557,000 | 452,027,000 | 434,100,000 | 437,055,000 |
| Total loans | 328,525,000 | 337,719,000 | 341,743,000 | 340,786,000 |
| Allowance for loan losses | 4,728,000 | 5,063,000 | 5,364,000 | 5,552,000 |
| Securities available for sale | 42,926,000 | 44,341,000 | 43,486,000 | 43,574,000 |
| Securities held to maturity | 16,293,000 | 15,869,000 | 15,846,000 | 14,459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,812,000 | 405,831,000 | 383,594,000 | 377,909,000 |
| Interest-bearing deposits | 305,441,000 | 328,150,000 | 297,583,000 | 293,331,000 |
| Noninterest-bearing deposits | 81,371,000 | 77,681,000 | 86,011,000 | 84,578,000 |
| Equity capital | 38,795,000 | 39,443,000 | 40,589,000 | 41,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,731,000 | 9,711,000 | 14,752,000 | 19,896,000 |
| Interest expense | 503,000 | 1,052,000 | 1,671,000 | 2,454,000 |
| Net interest income | 4,228,000 | 8,659,000 | 13,081,000 | 17,442,000 |
| Noninterest income | 864,000 | 1,923,000 | 3,027,000 | 4,172,000 |
| Noninterest expense | 3,582,000 | 7,319,000 | 10,891,000 | 14,752,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,325,000 |
| Pretax income | 1,135,000 | 2,513,000 | 4,092,000 | 5,537,000 |
| Income tax | 199,000 | 448,000 | 742,000 | 1,007,000 |
| Net income | 936,000 | 2,065,000 | 3,350,000 | 4,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,350,000 | 37,579,000 | 39,962,000 | 40,421,000 |
| Total capital | 41,023,000 | 41,459,000 | 43,953,000 | 44,516,000 |
| Risk-weighted assets | 292,763,000 | 309,239,000 | 317,976,000 | 326,220,000 |