Call reports 2017
COMMUNITY BANK, THE — 2017
What COMMUNITY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 417,676,000 | 423,068,000 | 434,329,000 | 421,365,000 |
| Total loans | 301,847,000 | 308,354,000 | 318,802,000 | 328,095,000 |
| Allowance for loan losses | 3,651,000 | 3,786,000 | 4,172,000 | 4,608,000 |
| Securities available for sale | 45,857,000 | 45,538,000 | 44,973,000 | 44,137,000 |
| Securities held to maturity | 17,538,000 | 17,288,000 | 16,900,000 | 16,456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,975,000 | 383,041,000 | 393,392,000 | 369,237,000 |
| Interest-bearing deposits | 306,251,000 | 309,788,000 | 308,335,000 | 215,408,000 |
| Noninterest-bearing deposits | 72,724,000 | 73,253,000 | 85,057,000 | 153,829,000 |
| Equity capital | 36,983,000 | 37,506,000 | 38,228,000 | 38,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,380,000 | 8,859,000 | 13,521,000 | 18,288,000 |
| Interest expense | 498,000 | 985,000 | 1,453,000 | 1,927,000 |
| Net interest income | 3,882,000 | 7,874,000 | 12,068,000 | 16,361,000 |
| Noninterest income | 991,000 | 2,039,000 | 3,083,000 | 4,132,000 |
| Noninterest expense | 3,389,000 | 6,981,000 | 10,517,000 | 14,289,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,575,000 | 1,925,000 |
| Pretax income | 959,000 | 1,882,000 | 3,059,000 | 4,279,000 |
| Income tax | 262,000 | 509,000 | 836,000 | 1,301,000 |
| Net income | 697,000 | 1,373,000 | 2,223,000 | 2,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,557,000 | 35,930,000 | 36,597,000 | 37,064,000 |
| Total capital | 39,081,000 | 39,534,000 | 40,264,000 | 40,970,000 |
| Risk-weighted assets | 281,832,000 | 288,143,000 | 292,830,000 | 311,829,000 |