Call reports 2016
COMMUNITY BANK, THE — 2016
What COMMUNITY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 408,877,000 | 413,383,000 | 418,067,000 | 407,238,000 |
| Total loans | 272,626,000 | 279,150,000 | 293,152,000 | 296,435,000 |
| Allowance for loan losses | 3,976,000 | 3,291,000 | 3,469,000 | 3,194,000 |
| Securities available for sale | 19,383,000 | 29,549,000 | 45,373,000 | 41,282,000 |
| Securities held to maturity | 72,518,000 | 44,029,000 | 17,846,000 | 17,586,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,879,000 | 372,521,000 | 375,941,000 | 366,333,000 |
| Interest-bearing deposits | 299,382,000 | 313,940,000 | 308,592,000 | 298,763,000 |
| Noninterest-bearing deposits | 61,497,000 | 58,581,000 | 67,349,000 | 67,570,000 |
| Equity capital | 35,072,000 | 36,061,000 | 37,108,000 | 36,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,164,000 | 8,347,000 | 12,596,000 | 16,959,000 |
| Interest expense | 535,000 | 1,067,000 | 1,601,000 | 2,126,000 |
| Net interest income | 3,629,000 | 7,280,000 | 10,995,000 | 14,833,000 |
| Noninterest income | 887,000 | 1,873,000 | 2,861,000 | 3,835,000 |
| Noninterest expense | 3,357,000 | 6,947,000 | 10,508,000 | 14,090,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,575,000 | 2,100,000 |
| Pretax income | 634,000 | 1,166,000 | 1,786,000 | 2,491,000 |
| Income tax | 155,000 | 265,000 | 397,000 | 570,000 |
| Net income | 479,000 | 901,000 | 1,389,000 | 1,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,241,000 | 34,455,000 | 34,957,000 | 35,099,000 |
| Total capital | 36,515,000 | 37,746,000 | 38,426,000 | 38,293,000 |
| Risk-weighted assets | 261,187,000 | 267,034,000 | 282,383,000 | 276,109,000 |