Call reports 2015
COMMUNITY BANK, THE — 2015
What COMMUNITY BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 385,461,000 | 386,785,000 | 402,426,000 | 396,228,000 |
| Total loans | 257,021,000 | 260,129,000 | 265,783,000 | 267,621,000 |
| Allowance for loan losses | 3,995,000 | 4,551,000 | 4,869,000 | 3,611,000 |
| Securities available for sale | 11,098,000 | 3,348,000 | 4,291,000 | 10,328,000 |
| Securities held to maturity | 79,112,000 | 84,994,000 | 89,712,000 | 84,203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,704,000 | 348,831,000 | 363,836,000 | 354,328,000 |
| Interest-bearing deposits | 296,640,000 | 296,494,000 | 308,550,000 | 294,831,000 |
| Noninterest-bearing deposits | 51,064,000 | 52,337,000 | 55,286,000 | 59,497,000 |
| Equity capital | 31,767,000 | 31,994,000 | 32,548,000 | 34,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,017,000 | 8,133,000 | 12,263,000 | 16,345,000 |
| Interest expense | 576,000 | 1,147,000 | 1,702,000 | 2,253,000 |
| Net interest income | 3,441,000 | 6,986,000 | 10,561,000 | 14,092,000 |
| Noninterest income | 827,000 | 1,710,000 | 2,641,000 | 3,573,000 |
| Noninterest expense | 3,164,000 | 6,199,000 | 9,538,000 | 12,663,000 |
| Provision for loan losses | 375,000 | 1,175,000 | 1,550,000 | 1,925,000 |
| Pretax income | 729,000 | 1,744,000 | 2,536,000 | 3,518,000 |
| Income tax | 185,000 | 460,000 | 665,000 | 928,000 |
| Net income | 544,000 | 1,284,000 | 1,871,000 | 2,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,238,000 | 31,759,000 | 32,275,000 | 34,031,000 |
| Total capital | 35,025,000 | 35,628,000 | 36,213,000 | 37,265,000 |
| Risk-weighted assets | 302,743,000 | 308,832,000 | 314,142,000 | 258,328,000 |