Call reports 2014
COMMUNITY BANK, THE — 2014
What COMMUNITY BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 373,589,000 | 373,188,000 | 373,576,000 | 378,604,000 |
| Total loans | 233,689,000 | 239,825,000 | 250,765,000 | 253,296,000 |
| Allowance for loan losses | 3,110,000 | 3,348,000 | 3,398,000 | 3,692,000 |
| Securities available for sale | 86,896,000 | 11,898,000 | 10,623,000 | 8,092,000 |
| Securities held to maturity | 2,172,000 | 78,022,000 | 78,087,000 | 78,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,404,000 | 336,606,000 | 336,110,000 | 335,717,000 |
| Interest-bearing deposits | 290,445,000 | 294,323,000 | 290,766,000 | 288,481,000 |
| Noninterest-bearing deposits | 44,959,000 | 42,283,000 | 45,344,000 | 47,236,000 |
| Equity capital | 26,875,000 | 30,032,000 | 30,581,000 | 31,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,782,000 | 7,662,000 | 11,662,000 | 15,707,000 |
| Interest expense | 603,000 | 1,217,000 | 1,840,000 | 2,436,000 |
| Net interest income | 3,179,000 | 6,445,000 | 9,822,000 | 13,271,000 |
| Noninterest income | 801,000 | 1,684,000 | 2,516,000 | 3,368,000 |
| Noninterest expense | 2,985,000 | 5,823,000 | 8,876,000 | 11,730,000 |
| Provision for loan losses | 375,000 | 850,000 | 1,225,000 | 1,600,000 |
| Pretax income | 665,000 | 1,565,000 | 2,346,000 | 3,418,000 |
| Income tax | 150,000 | 385,000 | 583,000 | 875,000 |
| Net income | 515,000 | 1,180,000 | 1,763,000 | 2,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,670,000 | 30,142,000 | 30,632,000 | 31,219,000 |
| Total capital | 31,365,000 | 32,927,000 | 33,406,000 | 33,998,000 |
| Risk-weighted assets | 215,150,000 | 222,255,000 | 221,295,000 | 221,416,000 |