Call reports 2013
COMMUNITY BANK, THE — 2013
What COMMUNITY BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 327,666,000 | 335,343,000 | 343,887,000 | 346,871,000 |
| Total loans | 206,291,000 | 212,462,000 | 222,838,000 | 228,643,000 |
| Allowance for loan losses | 3,417,000 | 2,627,000 | 2,909,000 | 3,153,000 |
| Securities available for sale | 85,253,000 | 89,358,000 | 87,907,000 | 85,643,000 |
| Securities held to maturity | 2,094,000 | 2,292,000 | 2,271,000 | 2,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,294,000 | 304,655,000 | 311,482,000 | 315,540,000 |
| Interest-bearing deposits | 261,538,000 | 269,191,000 | 273,779,000 | 272,164,000 |
| Noninterest-bearing deposits | 36,756,000 | 35,464,000 | 37,703,000 | 43,376,000 |
| Equity capital | 27,291,000 | 26,138,000 | 25,785,000 | 24,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,394,000 | 7,212,000 | 10,663,000 | 14,413,000 |
| Interest expense | 610,000 | 1,224,000 | 1,823,000 | 2,414,000 |
| Net interest income | 2,784,000 | 5,988,000 | 8,840,000 | 11,999,000 |
| Noninterest income | 701,000 | 1,493,000 | 2,318,000 | 3,100,000 |
| Noninterest expense | 2,768,000 | 5,703,000 | 8,220,000 | 11,067,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,300,000 |
| Pretax income | 417,000 | 1,178,000 | 2,038,000 | 2,732,000 |
| Income tax | 62,000 | 238,000 | 450,000 | 607,000 |
| Net income | 355,000 | 940,000 | 1,588,000 | 2,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,931,000 | 27,298,000 | 27,878,000 | 28,248,000 |
| Total capital | 27,703,000 | 29,803,000 | 30,458,000 | 30,621,000 |
| Risk-weighted assets | 221,105,000 | 200,242,000 | 206,059,000 | 208,550,000 |