Call reports 2012
COMMUNITY BANK, THE — 2012
What COMMUNITY BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 288,522,000 | 301,751,000 | 314,661,000 | 305,004,000 |
| Total loans | 176,417,000 | 187,021,000 | 192,939,000 | 198,215,000 |
| Allowance for loan losses | 2,721,000 | 2,872,000 | 3,038,000 | 3,191,000 |
| Securities available for sale | 66,452,000 | 70,706,000 | 79,130,000 | 77,745,000 |
| Securities held to maturity | 2,324,000 | 2,265,000 | 1,845,000 | 2,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,431,000 | 274,716,000 | 285,732,000 | 275,968,000 |
| Interest-bearing deposits | 193,011,000 | 243,430,000 | 251,056,000 | 240,298,000 |
| Noninterest-bearing deposits | 69,420,000 | 31,286,000 | 34,676,000 | 35,670,000 |
| Equity capital | 24,743,000 | 25,633,000 | 27,172,000 | 27,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,279,000 | 6,726,000 | 10,240,000 | 13,885,000 |
| Interest expense | 643,000 | 1,249,000 | 1,840,000 | 2,431,000 |
| Net interest income | 2,636,000 | 5,477,000 | 8,400,000 | 11,454,000 |
| Noninterest income | 758,000 | 1,467,000 | 2,186,000 | 2,925,000 |
| Noninterest expense | 2,715,000 | 5,268,000 | 7,973,000 | 10,816,000 |
| Provision for loan losses | 375,000 | 700,000 | 1,000,000 | 1,200,000 |
| Pretax income | 446,000 | 1,118,000 | 1,758,000 | 2,513,000 |
| Income tax | 77,000 | 221,000 | 388,000 | 568,000 |
| Net income | 369,000 | 897,000 | 1,370,000 | 1,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,624,000 | 22,933,000 | 24,189,000 | 24,644,000 |
| Total capital | 24,610,000 | 25,275,000 | 26,782,000 | 27,335,000 |
| Risk-weighted assets | 158,038,000 | 186,512,000 | 206,891,000 | 214,792,000 |