Call reports 2011
COMMUNITY BANK, THE — 2011
What COMMUNITY BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 244,768,000 | 262,721,000 | 273,771,000 | 275,259,000 |
| Total loans | 163,353,000 | 168,134,000 | 170,930,000 | 172,429,000 |
| Allowance for loan losses | 2,008,000 | 2,253,000 | 2,403,000 | 2,493,000 |
| Securities available for sale | 49,697,000 | 56,727,000 | 68,493,000 | 69,006,000 |
| Securities held to maturity | 2,023,000 | 1,980,000 | 2,379,000 | 2,336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,228,000 | 239,688,000 | 248,753,000 | 248,761,000 |
| Interest-bearing deposits | 178,942,000 | 150,068,000 | 147,652,000 | 217,535,000 |
| Noninterest-bearing deposits | 44,286,000 | 89,620,000 | 101,101,000 | 31,226,000 |
| Equity capital | 20,290,000 | 21,983,000 | 23,375,000 | 24,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,089,000 | 6,270,000 | 9,766,000 | 13,176,000 |
| Interest expense | 730,000 | 1,422,000 | 2,118,000 | 2,790,000 |
| Net interest income | 2,359,000 | 4,848,000 | 7,648,000 | 10,386,000 |
| Noninterest income | 690,000 | 1,435,000 | 2,149,000 | 2,862,000 |
| Noninterest expense | 2,229,000 | 4,600,000 | 7,221,000 | 9,725,000 |
| Provision for loan losses | 325,000 | 700,000 | 1,025,000 | 1,500,000 |
| Pretax income | 495,000 | 986,000 | 1,555,000 | 2,029,000 |
| Income tax | 92,000 | 180,000 | 293,000 | 384,000 |
| Net income | 403,000 | 806,000 | 1,262,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,299,000 | 21,804,000 | 21,107,000 | 22,321,000 |
| Total capital | 22,151,000 | 23,818,000 | 23,112,000 | 24,281,000 |
| Risk-weighted assets | 149,994,000 | 160,885,000 | 161,458,000 | 158,413,000 |