Call reports 2010
COMMUNITY BANK, THE — 2010
What COMMUNITY BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 227,312,000 | 240,773,000 | 248,236,000 | 240,725,000 |
| Total loans | 153,979,000 | 155,284,000 | 164,971,000 | 164,881,000 |
| Allowance for loan losses | 1,595,000 | 1,570,000 | 1,745,000 | 1,781,000 |
| Securities available for sale | 32,642,000 | 49,669,000 | 49,043,000 | 48,682,000 |
| Securities held to maturity | 1,919,000 | 1,869,000 | 2,074,000 | 2,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,406,000 | 212,622,000 | 218,782,000 | 219,140,000 |
| Interest-bearing deposits | 177,472,000 | 191,346,000 | 191,221,000 | 180,224,000 |
| Noninterest-bearing deposits | 22,934,000 | 21,276,000 | 27,561,000 | 38,916,000 |
| Equity capital | 18,783,000 | 20,405,000 | 21,206,000 | 19,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,974,000 | 6,009,000 | 8,984,000 | 12,130,000 |
| Interest expense | 906,000 | 1,836,000 | 2,760,000 | 3,621,000 |
| Net interest income | 2,068,000 | 4,173,000 | 6,224,000 | 8,509,000 |
| Noninterest income | 588,000 | 1,252,000 | 1,931,000 | 2,759,000 |
| Noninterest expense | 2,075,000 | 4,310,000 | 6,236,000 | 8,688,000 |
| Provision for loan losses | 375,000 | 525,000 | 750,000 | 1,100,000 |
| Pretax income | 208,000 | 602,000 | 1,181,000 | 1,480,000 |
| Income tax | -1,000 | 62,000 | 176,000 | 220,000 |
| Net income | 209,000 | 540,000 | 1,005,000 | 1,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,277,000 | 18,615,000 | 19,011,000 | 19,200,000 |
| Total capital | 18,872,000 | 20,185,000 | 20,756,000 | 20,921,000 |
| Risk-weighted assets | 145,675,000 | 163,431,000 | 147,907,000 | 144,321,000 |