Call reports 2023
ENTERPRISE BANK AND TRUST COMPANY — 2023
What ENTERPRISE BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,441,891,000 | 4,502,344,000 | 4,482,374,000 | 4,466,034,000 |
| Total loans | 3,230,518,000 | 3,345,667,000 | 3,404,014,000 | 3,567,831,000 |
| Allowance for loan losses | 55,002,000 | 56,899,000 | 57,905,000 | 58,995,000 |
| Securities available for sale | 825,520,000 | 706,953,000 | 732,124,000 | 661,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,016,708,000 | 4,077,459,000 | 4,061,206,000 | 3,979,610,000 |
| Interest-bearing deposits | 2,698,837,000 | 2,675,736,000 | 2,805,163,000 | 2,771,052,000 |
| Noninterest-bearing deposits | 1,317,871,000 | 1,401,723,000 | 1,256,043,000 | 1,208,558,000 |
| Equity capital | 370,690,000 | 366,242,000 | 358,882,000 | 387,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 46,886,000 | 95,657,000 | 148,016,000 | 201,367,000 |
| Interest expense | 5,999,000 | 15,721,000 | 28,639,000 | 44,502,000 |
| Net interest income | 40,887,000 | 79,936,000 | 119,377,000 | 156,865,000 |
| Noninterest income | 4,629,000 | 9,528,000 | 14,363,000 | 19,232,000 |
| Noninterest expense | 27,874,000 | 53,340,000 | 81,777,000 | 110,015,000 |
| Provision for loan losses | 2,318,000 | 4,361,000 | 5,355,000 | 6,460,000 |
| Pretax income | 14,890,000 | 28,874,000 | 42,780,000 | 55,058,000 |
| Income tax | 3,456,000 | 7,054,000 | 10,547,000 | 14,543,000 |
| Net income | 11,434,000 | 21,820,000 | 32,233,000 | 40,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 440,993,000 | 448,179,000 | 456,392,000 | 461,675,000 |
| Total capital | 486,014,000 | 494,658,000 | 503,395,000 | 510,645,000 |
| Risk-weighted assets | 3,586,913,000 | 3,702,908,000 | 3,743,650,000 | 3,900,435,000 |