Call reports 2022
ENTERPRISE BANK AND TRUST COMPANY — 2022
What ENTERPRISE BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 4,454,474,000 | 4,417,447,000 | 4,529,821,000 | 4,438,333,000 |
| Total loans | 2,962,722,000 | 3,084,915,000 | 3,109,369,000 | 3,180,518,000 |
| Allowance for loan losses | 48,424,000 | 50,703,000 | 51,211,000 | 52,640,000 |
| Securities available for sale | 907,052,000 | 863,401,000 | 827,215,000 | 816,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,034,761,000 | 4,018,443,000 | 4,138,702,000 | 4,037,735,000 |
| Interest-bearing deposits | 2,487,843,000 | 2,461,394,000 | 2,620,522,000 | 2,597,931,000 |
| Noninterest-bearing deposits | 1,546,918,000 | 1,557,049,000 | 1,518,180,000 | 1,439,804,000 |
| Equity capital | 369,955,000 | 343,792,000 | 331,110,000 | 340,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 35,574,000 | 72,980,000 | 115,152,000 | 161,237,000 |
| Interest expense | 613,000 | 1,297,000 | 2,770,000 | 5,763,000 |
| Net interest income | 34,961,000 | 71,683,000 | 112,382,000 | 155,474,000 |
| Noninterest income | 4,499,000 | 8,978,000 | 13,636,000 | 20,390,000 |
| Noninterest expense | 25,730,000 | 52,511,000 | 80,009,000 | 107,789,000 |
| Provision for loan losses | 825,000 | 3,020,000 | 3,580,000 | 5,175,000 |
| Pretax income | 14,195,000 | 25,778,000 | 42,444,000 | 59,767,000 |
| Income tax | 3,054,000 | 5,822,000 | 9,875,000 | 14,166,000 |
| Net income | 11,141,000 | 19,956,000 | 32,569,000 | 45,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 404,599,000 | 410,514,000 | 421,127,000 | 431,359,000 |
| Total capital | 445,265,000 | 453,025,000 | 464,330,000 | 475,668,000 |
| Risk-weighted assets | 3,242,093,000 | 3,389,098,000 | 3,444,193,000 | 3,532,095,000 |