Call reports 2021
ENTERPRISE BANK AND TRUST COMPANY — 2021
What ENTERPRISE BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 4,257,761,000 | 4,428,001,000 | 4,451,433,000 | 4,447,819,000 |
| Total loans | 3,116,905,000 | 2,955,493,000 | 2,848,523,000 | 2,920,684,000 |
| Allowance for loan losses | 49,899,000 | 50,041,000 | 47,262,000 | 47,704,000 |
| Securities available for sale | 601,264,000 | 632,759,000 | 817,781,000 | 956,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,832,699,000 | 3,965,033,000 | 3,971,314,000 | 3,982,220,000 |
| Interest-bearing deposits | 2,432,626,000 | 2,494,351,000 | 2,465,929,000 | 2,500,737,000 |
| Noninterest-bearing deposits | 1,400,073,000 | 1,470,682,000 | 1,505,385,000 | 1,481,483,000 |
| Equity capital | 387,434,000 | 399,121,000 | 405,351,000 | 404,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 37,200,000 | 74,519,000 | 112,219,000 | 149,502,000 |
| Interest expense | 1,331,000 | 2,459,000 | 3,338,000 | 3,983,000 |
| Net interest income | 35,869,000 | 72,060,000 | 108,881,000 | 145,519,000 |
| Noninterest income | 4,021,000 | 8,641,000 | 11,560,000 | 17,340,000 |
| Noninterest expense | 23,954,000 | 49,052,000 | 74,759,000 | 101,292,000 |
| Provision for loan losses | 610,000 | 862,000 | 209,000 | 542,000 |
| Pretax income | 15,468,000 | 31,207,000 | 45,217,000 | 60,144,000 |
| Income tax | 3,319,000 | 7,525,000 | 11,109,000 | 14,809,000 |
| Net income | 12,149,000 | 23,682,000 | 34,108,000 | 45,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 367,723,000 | 378,505,000 | 386,032,000 | 394,658,000 |
| Total capital | 403,252,000 | 414,451,000 | 423,585,000 | 434,430,000 |
| Risk-weighted assets | 2,825,404,000 | 2,859,224,000 | 2,991,531,000 | 3,170,130,000 |