Call reports 2020
ENTERPRISE BANK AND TRUST COMPANY — 2020
What ENTERPRISE BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,367,153,000 | 4,037,229,000 | 4,060,547,000 | 4,014,324,000 |
| Total loans | 2,684,403,000 | 3,177,618,000 | 3,156,125,000 | 3,074,231,000 |
| Allowance for loan losses | 39,764,000 | 42,324,000 | 43,835,000 | 44,565,000 |
| Securities available for sale | 505,215,000 | 507,220,000 | 497,480,000 | 582,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,913,078,000 | 3,648,464,000 | 3,614,672,000 | 3,554,565,000 |
| Interest-bearing deposits | 1,983,722,000 | 2,294,051,000 | 2,262,501,000 | 2,313,706,000 |
| Noninterest-bearing deposits | 929,356,000 | 1,354,413,000 | 1,352,171,000 | 1,240,859,000 |
| Equity capital | 319,354,000 | 331,167,000 | 395,578,000 | 406,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 35,030,000 | 71,298,000 | 108,192,000 | 145,240,000 |
| Interest expense | 4,820,000 | 8,219,000 | 10,459,000 | 12,205,000 |
| Net interest income | 30,210,000 | 63,079,000 | 97,733,000 | 133,035,000 |
| Noninterest income | 4,219,000 | 8,072,000 | 12,139,000 | 16,705,000 |
| Noninterest expense | 22,617,000 | 46,885,000 | 69,590,000 | 93,075,000 |
| Provision for loan losses | 6,147,000 | 8,822,000 | 10,397,000 | 12,499,000 |
| Pretax income | 5,567,000 | 15,413,000 | 29,977,000 | 44,345,000 |
| Income tax | 1,251,000 | 3,611,000 | 6,883,000 | 10,936,000 |
| Net income | 4,316,000 | 11,802,000 | 23,094,000 | 33,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 297,891,000 | 303,575,000 | 367,869,000 | 378,183,000 |
| Total capital | 333,901,000 | 339,673,000 | 403,560,000 | 413,862,000 |
| Risk-weighted assets | 2,877,070,000 | 2,881,647,000 | 2,847,154,000 | 2,845,384,000 |