Call reports 2019
ENTERPRISE BANK AND TRUST COMPANY — 2019
What ENTERPRISE BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,073,763,000 | 3,167,518,000 | 3,138,724,000 | 3,235,049,000 |
| Total loans | 2,384,969,000 | 2,415,478,000 | 2,475,426,000 | 2,566,060,000 |
| Allowance for loan losses | 33,729,000 | 34,351,000 | 33,935,000 | 33,614,000 |
| Securities available for sale | 457,817,000 | 464,994,000 | 481,650,000 | 504,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,756,813,000 | 2,830,413,000 | 2,784,707,000 | 2,787,082,000 |
| Interest-bearing deposits | 1,981,147,000 | 1,974,461,000 | 1,941,631,000 | 1,946,178,000 |
| Noninterest-bearing deposits | 775,666,000 | 855,952,000 | 843,076,000 | 840,904,000 |
| Equity capital | 280,450,000 | 295,172,000 | 305,187,000 | 311,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 33,342,000 | 67,702,000 | 102,593,000 | 137,303,000 |
| Interest expense | 4,985,000 | 10,277,000 | 15,471,000 | 20,326,000 |
| Net interest income | 28,357,000 | 57,425,000 | 87,122,000 | 116,977,000 |
| Noninterest income | 3,633,000 | 7,426,000 | 11,532,000 | 15,709,000 |
| Noninterest expense | 20,801,000 | 42,490,000 | 63,578,000 | 86,287,000 |
| Provision for loan losses | -400,000 | 555,000 | 1,580,000 | 1,180,000 |
| Pretax income | 11,773,000 | 22,215,000 | 33,918,000 | 45,733,000 |
| Income tax | 2,774,000 | 5,206,000 | 7,743,000 | 10,703,000 |
| Net income | 8,999,000 | 17,009,000 | 26,175,000 | 35,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 272,944,000 | 279,654,000 | 287,420,000 | 294,875,000 |
| Total capital | 305,081,000 | 312,162,000 | 320,759,000 | 328,489,000 |
| Risk-weighted assets | 2,569,384,000 | 2,598,760,000 | 2,666,511,000 | 2,767,941,000 |