Call reports 2016
ENTERPRISE BANK AND TRUST COMPANY — 2016
What ENTERPRISE BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,304,610,000 | 2,432,949,000 | 2,470,792,000 | 2,526,211,000 |
| Total loans | 1,865,462,000 | 1,901,157,000 | 1,988,025,000 | 2,024,299,000 |
| Allowance for loan losses | 29,910,000 | 30,345,000 | 31,589,000 | 31,342,000 |
| Securities available for sale | 302,986,000 | 318,524,000 | 348,094,000 | 373,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,090,200,000 | 2,186,405,000 | 2,222,419,000 | 2,269,418,000 |
| Interest-bearing deposits | 1,488,455,000 | 1,532,357,000 | 1,575,701,000 | 1,622,806,000 |
| Noninterest-bearing deposits | 601,745,000 | 654,048,000 | 646,718,000 | 646,612,000 |
| Equity capital | 198,416,000 | 225,486,000 | 229,741,000 | 227,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 22,534,000 | 45,294,000 | 68,518,000 | 92,609,000 |
| Interest expense | 1,151,000 | 2,264,000 | 3,405,000 | 4,596,000 |
| Net interest income | 21,383,000 | 43,030,000 | 65,113,000 | 88,013,000 |
| Noninterest income | 3,149,000 | 6,571,000 | 9,965,000 | 13,417,000 |
| Noninterest expense | 16,835,000 | 34,345,000 | 51,732,000 | 70,205,000 |
| Provision for loan losses | 850,000 | 1,117,000 | 2,503,000 | 2,993,000 |
| Pretax income | 6,849,000 | 14,204,000 | 21,454,000 | 29,034,000 |
| Income tax | 2,257,000 | 4,807,000 | 7,107,000 | 9,571,000 |
| Net income | 4,592,000 | 9,397,000 | 14,347,000 | 19,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,611,000 | 213,146,000 | 218,096,000 | 223,062,000 |
| Total capital | 214,017,000 | 239,168,000 | 245,262,000 | 250,893,000 |
| Risk-weighted assets | 1,974,088,000 | 2,019,303,000 | 2,099,038,000 | 2,141,657,000 |