Call reports 2015
ENTERPRISE BANK AND TRUST COMPANY — 2015
What ENTERPRISE BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,068,727,000 | 2,170,391,000 | 2,195,312,000 | 2,285,425,000 |
| Total loans | 1,683,245,000 | 1,737,871,000 | 1,791,933,000 | 1,861,672,000 |
| Allowance for loan losses | 27,803,000 | 28,162,000 | 28,130,000 | 29,008,000 |
| Securities available for sale | 240,068,000 | 256,965,000 | 277,205,000 | 297,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,870,011,000 | 1,963,736,000 | 1,967,159,000 | 2,020,885,000 |
| Interest-bearing deposits | 1,381,525,000 | 1,433,112,000 | 1,404,248,000 | 1,447,559,000 |
| Noninterest-bearing deposits | 488,486,000 | 530,624,000 | 562,911,000 | 573,326,000 |
| Equity capital | 181,509,000 | 182,759,000 | 187,861,000 | 191,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 19,945,000 | 40,517,000 | 61,825,000 | 83,915,000 |
| Interest expense | 1,013,000 | 2,034,000 | 3,064,000 | 4,107,000 |
| Net interest income | 18,932,000 | 38,483,000 | 58,761,000 | 79,808,000 |
| Noninterest income | 3,208,000 | 6,300,000 | 9,406,000 | 12,889,000 |
| Noninterest expense | 15,844,000 | 32,027,000 | 48,563,000 | 65,232,000 |
| Provision for loan losses | 625,000 | 1,850,000 | 2,100,000 | 3,267,000 |
| Pretax income | 6,571,000 | 12,262,000 | 18,867,000 | 26,026,000 |
| Income tax | 2,024,000 | 4,272,000 | 6,447,000 | 8,749,000 |
| Net income | 4,547,000 | 7,990,000 | 12,420,000 | 17,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,289,000 | 174,732,000 | 179,162,000 | 184,019,000 |
| Total capital | 193,977,000 | 198,002,000 | 203,709,000 | 209,669,000 |
| Risk-weighted assets | 1,702,191,000 | 1,762,923,000 | 1,906,156,000 | 1,989,864,000 |