Call reports 2014
ENTERPRISE BANK AND TRUST COMPANY — 2014
What ENTERPRISE BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,864,477,000 | 1,932,386,000 | 1,961,840,000 | 2,021,366,000 |
| Total loans | 1,548,954,000 | 1,593,834,000 | 1,614,420,000 | 1,674,975,000 |
| Allowance for loan losses | 26,172,000 | 26,528,000 | 27,029,000 | 27,121,000 |
| Securities available for sale | 209,154,000 | 214,846,000 | 236,753,000 | 245,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,679,231,000 | 1,747,128,000 | 1,769,001,000 | 1,769,245,000 |
| Interest-bearing deposits | 1,255,104,000 | 1,290,307,000 | 1,285,721,000 | 1,298,521,000 |
| Noninterest-bearing deposits | 424,127,000 | 456,821,000 | 483,280,000 | 470,724,000 |
| Equity capital | 164,956,000 | 169,395,000 | 172,240,000 | 176,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 18,374,000 | 37,320,000 | 56,882,000 | 77,163,000 |
| Interest expense | 1,024,000 | 2,055,000 | 3,064,000 | 4,067,000 |
| Net interest income | 17,350,000 | 35,265,000 | 53,818,000 | 73,096,000 |
| Noninterest income | 2,853,000 | 5,837,000 | 9,007,000 | 12,137,000 |
| Noninterest expense | 14,769,000 | 30,170,000 | 45,258,000 | 61,868,000 |
| Provision for loan losses | 200,000 | 400,000 | 1,165,000 | 1,395,000 |
| Pretax income | 5,722,000 | 11,147,000 | 17,232,000 | 23,589,000 |
| Income tax | 1,861,000 | 3,849,000 | 5,879,000 | 8,013,000 |
| Net income | 3,861,000 | 7,298,000 | 11,353,000 | 15,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,923,000 | 159,314,000 | 162,426,000 | 166,013,000 |
| Total capital | 177,045,000 | 181,223,000 | 184,413,000 | 188,446,000 |
| Risk-weighted assets | 1,564,672,000 | 1,608,347,000 | 1,624,081,000 | 1,684,071,000 |