Call reports 2013
ENTERPRISE BANK AND TRUST COMPANY — 2013
What ENTERPRISE BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,693,206,000 | 1,752,471,000 | 1,831,728,000 | 1,849,078,000 |
| Total loans | 1,407,681,000 | 1,451,262,000 | 1,473,758,000 | 1,525,311,000 |
| Allowance for loan losses | 25,016,000 | 25,671,000 | 25,999,000 | 26,967,000 |
| Securities available for sale | 184,384,000 | 190,842,000 | 194,731,000 | 215,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,484,840,000 | 1,579,998,000 | 1,654,925,000 | 1,636,721,000 |
| Interest-bearing deposits | 1,102,667,000 | 1,171,676,000 | 1,213,016,000 | 1,200,564,000 |
| Noninterest-bearing deposits | 382,173,000 | 408,322,000 | 441,909,000 | 436,157,000 |
| Equity capital | 152,557,000 | 153,269,000 | 157,248,000 | 160,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 17,331,000 | 34,939,000 | 53,011,000 | 71,739,000 |
| Interest expense | 1,080,000 | 2,116,000 | 3,135,000 | 4,153,000 |
| Net interest income | 16,251,000 | 32,823,000 | 49,876,000 | 67,586,000 |
| Noninterest income | 3,024,000 | 5,964,000 | 8,928,000 | 11,963,000 |
| Noninterest expense | 13,383,000 | 27,776,000 | 41,526,000 | 55,644,000 |
| Provision for loan losses | 783,000 | 1,317,000 | 1,900,000 | 3,279,000 |
| Pretax income | 5,589,000 | 10,642,000 | 16,409,000 | 21,865,000 |
| Income tax | 1,788,000 | 3,629,000 | 5,559,000 | 7,361,000 |
| Net income | 3,801,000 | 7,013,000 | 10,850,000 | 14,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,272,000 | 145,079,000 | 148,782,000 | 152,408,000 |
| Total capital | 161,105,000 | 164,377,000 | 168,679,000 | 173,127,000 |
| Risk-weighted assets | 1,417,035,000 | 1,468,540,000 | 1,491,580,000 | 1,534,301,000 |