Call reports 2012
ENTERPRISE BANK AND TRUST COMPANY — 2012
What ENTERPRISE BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,559,274,000 | 1,614,283,000 | 1,636,743,000 | 1,664,924,000 |
| Total loans | 1,251,382,000 | 1,292,429,000 | 1,304,053,000 | 1,368,212,000 |
| Allowance for loan losses | 22,607,000 | 23,126,000 | 23,930,000 | 24,254,000 |
| Securities available for sale | 153,219,000 | 164,896,000 | 191,767,000 | 184,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,405,267,000 | 1,453,765,000 | 1,470,757,000 | 1,475,569,000 |
| Interest-bearing deposits | 1,091,910,000 | 1,221,733,000 | 1,291,334,000 | 1,268,520,000 |
| Noninterest-bearing deposits | 313,357,000 | 232,032,000 | 179,423,000 | 207,049,000 |
| Equity capital | 140,446,000 | 143,331,000 | 146,218,000 | 149,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,870,000 | 34,099,000 | 51,446,000 | 68,960,000 |
| Interest expense | 1,553,000 | 2,935,000 | 4,174,000 | 5,318,000 |
| Net interest income | 15,317,000 | 31,164,000 | 47,272,000 | 63,642,000 |
| Noninterest income | 2,826,000 | 5,500,000 | 8,281,000 | 11,356,000 |
| Noninterest expense | 12,755,000 | 25,634,000 | 38,628,000 | 52,675,000 |
| Provision for loan losses | 300,000 | 1,350,000 | 2,150,000 | 2,750,000 |
| Pretax income | 5,135,000 | 9,839,000 | 14,972,000 | 19,809,000 |
| Income tax | 1,612,000 | 3,305,000 | 5,179,000 | 6,565,000 |
| Net income | 3,523,000 | 6,534,000 | 9,793,000 | 13,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,863,000 | 133,574,000 | 135,904,000 | 138,882,000 |
| Total capital | 147,645,000 | 150,615,000 | 153,307,000 | 156,883,000 |
| Risk-weighted assets | 1,283,164,000 | 1,321,390,000 | 1,331,981,000 | 1,375,937,000 |