Call reports 2009
ENTERPRISE BANK AND TRUST COMPANY — 2009
What ENTERPRISE BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,214,330,000 | 1,247,518,000 | 1,286,623,000 | 1,303,325,000 |
| Total loans | 976,433,000 | 1,019,424,000 | 1,058,897,000 | 1,082,829,000 |
| Allowance for loan losses | 15,985,000 | 16,710,000 | 17,488,000 | 18,218,000 |
| Securities available for sale | 117,033,000 | 125,595,000 | 141,023,000 | 138,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 997,775,000 | 1,085,422,000 | 1,127,820,000 | 1,145,201,000 |
| Interest-bearing deposits | 960,791,000 | 1,049,429,000 | 1,088,415,000 | 1,101,408,000 |
| Noninterest-bearing deposits | 36,984,000 | 35,993,000 | 39,405,000 | 43,793,000 |
| Equity capital | 102,170,000 | 104,006,000 | 107,448,000 | 117,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 15,303,000 | 30,678,000 | 46,565,000 | 62,731,000 |
| Interest expense | 3,734,000 | 7,097,000 | 10,087,000 | 12,717,000 |
| Net interest income | 11,569,000 | 23,581,000 | 36,478,000 | 50,014,000 |
| Noninterest income | 2,074,000 | 4,335,000 | 6,601,000 | 9,027,000 |
| Noninterest expense | 10,258,000 | 21,396,000 | 31,887,000 | 42,339,000 |
| Provision for loan losses | 1,102,000 | 1,966,000 | 3,106,000 | 4,846,000 |
| Pretax income | 2,497,000 | 4,752,000 | 8,276,000 | 12,546,000 |
| Income tax | 620,000 | 1,123,000 | 2,058,000 | 3,208,000 |
| Net income | 1,877,000 | 3,629,000 | 6,218,000 | 9,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,092,000 | 96,621,000 | 98,366,000 | 109,834,000 |
| Total capital | 107,890,000 | 110,332,000 | 112,920,000 | 124,651,000 |
| Risk-weighted assets | 1,020,679,000 | 1,060,903,000 | 1,096,030,000 | 1,127,077,000 |