Call reports 2021
QUARRY CITY SAVINGS AND LOAN ASSOCIATION — 2021
What QUARRY CITY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 69,649,000 | 72,422,000 | 72,822,000 | 71,321,000 |
| Total loans | 46,533,000 | 44,552,000 | 48,644,000 | 45,611,000 |
| Allowance for loan losses | 472,000 | 472,000 | 472,000 | 472,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,182,000 | 62,228,000 | 62,616,000 | 61,125,000 |
| Interest-bearing deposits | 53,445,000 | 55,636,000 | 55,495,000 | 54,976,000 |
| Noninterest-bearing deposits | 5,737,000 | 6,592,000 | 7,121,000 | 6,149,000 |
| Equity capital | 9,581,000 | 9,547,000 | 9,598,000 | 9,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,056,000 | 1,687,000 | 2,208,000 |
| Interest expense | 116,000 | 223,000 | 312,000 | 389,000 |
| Net interest income | 425,000 | 833,000 | 1,375,000 | 1,819,000 |
| Noninterest income | 382,000 | 570,000 | 794,000 | 1,113,000 |
| Noninterest expense | 637,000 | 1,289,000 | 1,992,000 | 2,789,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 170,000 | 114,000 | 177,000 | 143,000 |
| Income tax | 44,000 | 22,000 | 34,000 | 21,000 |
| Net income | 126,000 | 92,000 | 143,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,581,000 | 9,547,000 | 9,598,000 | 9,576,000 |
| Total capital | 10,053,000 | 10,019,000 | 10,070,000 | 10,048,000 |
| Risk-weighted assets | 45,518,000 | 44,888,000 | 45,481,000 | 42,660,000 |