Call reports 2020
QUARRY CITY SAVINGS AND LOAN ASSOCIATION — 2020
What QUARRY CITY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 59,901,000 | 62,418,000 | 65,292,000 | 67,244,000 |
| Total loans | 45,356,000 | 47,766,000 | 49,521,000 | 51,534,000 |
| Allowance for loan losses | 472,000 | 472,000 | 472,000 | 472,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,242,000 | 52,638,000 | 55,229,000 | 57,129,000 |
| Interest-bearing deposits | 46,550,000 | 48,197,000 | 49,880,000 | 52,313,000 |
| Noninterest-bearing deposits | 3,692,000 | 4,441,000 | 5,349,000 | 4,816,000 |
| Equity capital | 9,168,000 | 9,298,000 | 9,399,000 | 9,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,180,000 | 1,763,000 | 2,355,000 |
| Interest expense | 134,000 | 268,000 | 400,000 | 528,000 |
| Net interest income | 467,000 | 912,000 | 1,363,000 | 1,827,000 |
| Noninterest income | 195,000 | 474,000 | 737,000 | 1,004,000 |
| Noninterest expense | 566,000 | 1,120,000 | 1,693,000 | 2,374,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 266,000 | 407,000 | 457,000 |
| Income tax | 21,000 | 61,000 | 101,000 | 96,000 |
| Net income | 75,000 | 205,000 | 306,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,168,000 | 9,298,000 | 9,399,000 | 9,454,000 |
| Total capital | 9,640,000 | 9,770,000 | 9,871,000 | 9,926,000 |
| Risk-weighted assets | 45,478,000 | 45,254,000 | 46,662,000 | 48,579,000 |