Call reports 2019
QUARRY CITY SAVINGS AND LOAN ASSOCIATION — 2019
What QUARRY CITY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 53,524,000 | 55,077,000 | 57,351,000 | 58,964,000 |
| Total loans | 41,933,000 | 45,154,000 | 47,601,000 | 45,030,000 |
| Allowance for loan losses | 437,000 | 472,000 | 472,000 | 472,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,502,000 | 45,926,000 | 47,897,000 | 49,459,000 |
| Interest-bearing deposits | 41,557,000 | 42,115,000 | 43,922,000 | 45,643,000 |
| Noninterest-bearing deposits | 2,945,000 | 3,811,000 | 3,975,000 | 3,816,000 |
| Equity capital | 8,807,000 | 8,861,000 | 9,013,000 | 9,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,169,000 | 1,808,000 | 2,438,000 |
| Interest expense | 98,000 | 206,000 | 321,000 | 446,000 |
| Net interest income | 473,000 | 963,000 | 1,487,000 | 1,992,000 |
| Noninterest income | 115,000 | 322,000 | 594,000 | 827,000 |
| Noninterest expense | 591,000 | 1,185,000 | 1,781,000 | 2,418,000 |
| Provision for loan losses | 0 | 35,000 | 35,000 | 35,000 |
| Pretax income | -3,000 | 65,000 | 265,000 | 366,000 |
| Income tax | -4,000 | 10,000 | 58,000 | 80,000 |
| Net income | 1,000 | 55,000 | 207,000 | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,807,000 | 8,861,000 | 9,013,000 | 9,093,000 |
| Total capital | 9,244,000 | 9,333,000 | 9,485,000 | 9,565,000 |
| Risk-weighted assets | 38,737,000 | 43,631,000 | 45,447,000 | 43,954,000 |