Call reports 2016
QUARRY CITY SAVINGS AND LOAN ASSOCIATION — 2016
What QUARRY CITY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 51,399,000 | 50,975,000 | 51,490,000 | 51,397,000 |
| Total loans | 39,180,000 | 39,868,000 | 39,532,000 | 40,222,000 |
| Allowance for loan losses | 485,000 | 485,000 | 471,000 | 451,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,961,000 | 42,529,000 | 42,930,000 | 42,947,000 |
| Interest-bearing deposits | 41,122,000 | 40,667,000 | 40,457,000 | 40,469,000 |
| Noninterest-bearing deposits | 1,839,000 | 1,862,000 | 2,473,000 | 2,478,000 |
| Equity capital | 8,264,000 | 8,292,000 | 8,369,000 | 8,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,020,000 | 1,539,000 | 2,060,000 |
| Interest expense | 75,000 | 148,000 | 220,000 | 295,000 |
| Net interest income | 435,000 | 872,000 | 1,319,000 | 1,765,000 |
| Noninterest income | 71,000 | 120,000 | 215,000 | 324,000 |
| Noninterest expense | 433,000 | 874,000 | 1,293,000 | 1,876,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 73,000 | 118,000 | 241,000 | 213,000 |
| Income tax | 27,000 | 43,000 | 89,000 | 71,000 |
| Net income | 46,000 | 75,000 | 152,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,264,000 | 8,292,000 | 8,369,000 | 8,358,000 |
| Total capital | 8,647,000 | 8,687,000 | 8,779,000 | 8,766,000 |
| Risk-weighted assets | 30,572,000 | 31,527,000 | 32,752,000 | 32,633,000 |