Call reports 2015
QUARRY CITY SAVINGS AND LOAN ASSOCIATION — 2015
What QUARRY CITY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 50,120,000 | 50,925,000 | 51,226,000 | 51,021,000 |
| Total loans | 40,323,000 | 41,403,000 | 41,146,000 | 38,698,000 |
| Allowance for loan losses | 485,000 | 486,000 | 485,000 | 486,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,382,000 | 42,175,000 | 42,369,000 | 42,693,000 |
| Interest-bearing deposits | 29,520,000 | 39,986,000 | 40,667,000 | 40,510,000 |
| Noninterest-bearing deposits | 11,862,000 | 2,189,000 | 1,702,000 | 2,183,000 |
| Equity capital | 8,055,000 | 8,112,000 | 8,165,000 | 8,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 521,000 | 1,055,000 | 1,592,000 | 2,114,000 |
| Interest expense | 71,000 | 146,000 | 222,000 | 298,000 |
| Net interest income | 450,000 | 909,000 | 1,370,000 | 1,816,000 |
| Noninterest income | 75,000 | 164,000 | 217,000 | 287,000 |
| Noninterest expense | 442,000 | 895,000 | 1,321,000 | 1,749,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 178,000 | 266,000 | 354,000 |
| Income tax | 33,000 | 71,000 | 106,000 | 142,000 |
| Net income | 50,000 | 107,000 | 160,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,055,000 | 8,112,000 | 8,165,000 | 8,218,000 |
| Total capital | 8,458,000 | 8,522,000 | 8,583,000 | 8,601,000 |
| Risk-weighted assets | 32,237,000 | 32,759,000 | 33,415,000 | 30,544,000 |