Call reports 2014
QUARRY CITY SAVINGS AND LOAN ASSOCIATION — 2014
What QUARRY CITY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 44,050,000 | 46,050,000 | 46,758,000 | 49,056,000 |
| Total loans | 37,183,000 | 38,983,000 | 38,991,000 | 39,894,000 |
| Allowance for loan losses | 485,000 | 486,000 | 485,000 | 485,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,083,000 | 37,041,000 | 37,660,000 | 39,891,000 |
| Interest-bearing deposits | 35,107,000 | 36,234,000 | 36,062,000 | 27,905,000 |
| Noninterest-bearing deposits | 976,000 | 807,000 | 1,598,000 | 11,986,000 |
| Equity capital | 7,779,000 | 7,821,000 | 7,919,000 | 8,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 484,000 | 1,000,000 | 1,515,000 | 2,053,000 |
| Interest expense | 65,000 | 131,000 | 198,000 | 268,000 |
| Net interest income | 419,000 | 869,000 | 1,317,000 | 1,785,000 |
| Noninterest income | 48,000 | 100,000 | 202,000 | 291,000 |
| Noninterest expense | 405,000 | 836,000 | 1,222,000 | 1,655,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 133,000 | 297,000 | 421,000 |
| Income tax | 25,000 | 53,000 | 119,000 | 157,000 |
| Net income | 37,000 | 80,000 | 178,000 | 264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,747,000 | 7,789,000 | 7,888,000 | 7,974,000 |
| Total capital | 8,128,000 | 8,182,000 | 8,290,000 | 8,394,000 |
| Risk-weighted assets | 30,402,000 | 31,322,000 | 32,048,000 | 33,512,000 |