Call reports 2013
QUARRY CITY SAVINGS AND LOAN ASSOCIATION — 2013
What QUARRY CITY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 40,265,000 | 44,519,000 | 43,748,000 | 42,994,000 |
| Total loans | 29,295,000 | 31,456,000 | 33,153,000 | 36,693,000 |
| Allowance for loan losses | 385,000 | 385,000 | 385,000 | 418,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,659,000 | 39,878,000 | 35,865,000 | 35,070,000 |
| Interest-bearing deposits | 34,705,000 | 34,668,000 | 34,773,000 | 34,353,000 |
| Noninterest-bearing deposits | 954,000 | 5,210,000 | 1,092,000 | 717,000 |
| Equity capital | 4,399,000 | 4,453,000 | 7,686,000 | 7,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 422,000 | 850,000 | 1,297,000 | 1,804,000 |
| Interest expense | 76,000 | 148,000 | 216,000 | 283,000 |
| Net interest income | 346,000 | 702,000 | 1,081,000 | 1,521,000 |
| Noninterest income | 152,000 | 275,000 | 315,000 | 377,000 |
| Noninterest expense | 369,000 | 757,000 | 1,152,000 | 1,554,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 129,000 | 220,000 | 244,000 | 319,000 |
| Income tax | 51,000 | 88,000 | 98,000 | 118,000 |
| Net income | 78,000 | 132,000 | 146,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,366,000 | 4,420,000 | 7,654,000 | 7,708,000 |
| Total capital | 4,694,000 | 4,749,000 | 8,006,000 | 8,085,000 |
| Risk-weighted assets | 26,188,000 | 26,389,000 | 28,027,000 | 30,120,000 |