Call reports 2012
QUARRY CITY SAVINGS AND LOAN ASSOCIATION — 2012
What QUARRY CITY SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,610,000 | 38,777,000 | 39,805,000 | 40,867,000 |
| Total loans | 27,123,000 | 27,024,000 | 26,766,000 | 28,798,000 |
| Allowance for loan losses | 299,000 | 359,000 | 359,000 | 385,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,327,000 | 34,438,000 | 35,267,000 | 36,408,000 |
| Interest-bearing deposits | 33,743,000 | 33,539,000 | 34,318,000 | 34,439,000 |
| Noninterest-bearing deposits | 584,000 | 899,000 | 949,000 | 1,969,000 |
| Equity capital | 4,137,000 | 4,169,000 | 4,276,000 | 4,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 445,000 | 871,000 | 1,289,000 | 1,696,000 |
| Interest expense | 107,000 | 202,000 | 289,000 | 370,000 |
| Net interest income | 338,000 | 669,000 | 1,000,000 | 1,326,000 |
| Noninterest income | 146,000 | 273,000 | 455,000 | 611,000 |
| Noninterest expense | 305,000 | 668,000 | 1,024,000 | 1,388,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 85,000 |
| Pretax income | 179,000 | 214,000 | 371,000 | 464,000 |
| Income tax | 79,000 | 82,000 | 133,000 | 181,000 |
| Net income | 100,000 | 132,000 | 238,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,113,000 | 4,145,000 | 4,249,000 | 4,291,000 |
| Total capital | 4,412,000 | 4,452,000 | 4,552,000 | 4,607,000 |
| Risk-weighted assets | 24,589,000 | 24,477,000 | 24,191,000 | 25,193,000 |