Call reports 2020
COMMUNITY TRUST BANK — 2020
What COMMUNITY TRUST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 79,719,000 | 87,209,000 | 86,927,000 | 96,794,000 |
| Total loans | 36,543,000 | 41,862,000 | 42,168,000 | 38,656,000 |
| Allowance for loan losses | 540,000 | 558,000 | 580,000 | 599,000 |
| Securities available for sale | 24,105,000 | 29,637,000 | 28,990,000 | 29,815,000 |
| Securities held to maturity | 1,237,000 | 1,234,000 | 1,695,000 | 1,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,562,000 | 71,189,000 | 70,503,000 | 80,290,000 |
| Interest-bearing deposits | 47,128,000 | 49,639,000 | 48,260,000 | 52,231,000 |
| Noninterest-bearing deposits | 20,434,000 | 21,550,000 | 22,242,000 | 28,059,000 |
| Equity capital | 11,579,000 | 12,153,000 | 12,450,000 | 12,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,443,000 | 2,313,000 | 3,041,000 |
| Interest expense | 58,000 | 112,000 | 160,000 | 209,000 |
| Net interest income | 655,000 | 1,331,000 | 2,153,000 | 2,832,000 |
| Noninterest income | 134,000 | 244,000 | 374,000 | 558,000 |
| Noninterest expense | 606,000 | 1,207,000 | 1,928,000 | 2,577,000 |
| Provision for loan losses | 49,000 | 67,000 | 96,000 | 115,000 |
| Pretax income | 158,000 | 325,000 | 527,000 | 722,000 |
| Income tax | 17,000 | 94,000 | 113,000 | 132,000 |
| Net income | 141,000 | 231,000 | 414,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,512,000 | 11,505,000 | 11,689,000 | 11,768,000 |
| Total capital | 12,052,000 | 12,063,000 | 12,269,000 | 12,367,000 |
| Risk-weighted assets | 47,444,000 | 49,097,000 | 49,969,000 | 52,415,000 |