Call reports 2019
COMMUNITY TRUST BANK — 2019
What COMMUNITY TRUST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 80,133,000 | 80,962,000 | 78,175,000 | 82,785,000 |
| Total loans | 38,202,000 | 38,390,000 | 33,830,000 | 36,364,000 |
| Allowance for loan losses | 951,000 | 913,000 | 388,000 | 491,000 |
| Securities available for sale | 24,609,000 | 24,306,000 | 25,385,000 | 23,557,000 |
| Securities held to maturity | 961,000 | 959,000 | 957,000 | 1,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,311,000 | 68,901,000 | 65,834,000 | 70,616,000 |
| Interest-bearing deposits | 46,713,000 | 47,542,000 | 46,143,000 | 48,270,000 |
| Noninterest-bearing deposits | 20,598,000 | 21,359,000 | 19,691,000 | 22,346,000 |
| Equity capital | 11,126,000 | 11,380,000 | 11,583,000 | 11,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 738,000 | 1,466,000 | 2,208,000 | 2,920,000 |
| Interest expense | 53,000 | 110,000 | 164,000 | 224,000 |
| Net interest income | 685,000 | 1,356,000 | 2,044,000 | 2,696,000 |
| Noninterest income | 132,000 | 254,000 | 393,000 | 544,000 |
| Noninterest expense | 623,000 | 1,245,000 | 1,877,000 | 2,448,000 |
| Provision for loan losses | 19,000 | 50,000 | 69,000 | 163,000 |
| Pretax income | 175,000 | 314,000 | 498,000 | 636,000 |
| Income tax | 23,000 | 14,000 | 38,000 | 42,000 |
| Net income | 152,000 | 300,000 | 460,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,197,000 | 11,175,000 | 11,336,000 | 11,372,000 |
| Total capital | 11,772,000 | 11,762,000 | 11,724,000 | 11,863,000 |
| Risk-weighted assets | 45,583,000 | 46,602,000 | 44,504,000 | 47,608,000 |