Call reports 2016
COMMUNITY TRUST BANK — 2016
What COMMUNITY TRUST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 87,127,000 | 86,813,000 | 80,486,000 | 86,012,000 |
| Total loans | 51,905,000 | 51,765,000 | 48,389,000 | 48,661,000 |
| Allowance for loan losses | 744,000 | 863,000 | 658,000 | 635,000 |
| Securities available for sale | 19,687,000 | 19,568,000 | 19,227,000 | 17,502,000 |
| Securities held to maturity | 430,000 | 430,000 | 430,000 | 257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,715,000 | 74,433,000 | 67,875,000 | 73,786,000 |
| Interest-bearing deposits | 56,934,000 | 54,198,000 | 51,403,000 | 51,026,000 |
| Noninterest-bearing deposits | 17,781,000 | 20,235,000 | 16,472,000 | 22,760,000 |
| Equity capital | 11,797,000 | 11,812,000 | 11,951,000 | 11,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,514,000 | 2,286,000 | 3,011,000 |
| Interest expense | 40,000 | 78,000 | 113,000 | 147,000 |
| Net interest income | 723,000 | 1,436,000 | 2,173,000 | 2,864,000 |
| Noninterest income | 135,000 | 285,000 | 427,000 | 581,000 |
| Noninterest expense | 646,000 | 1,295,000 | 1,947,000 | 2,537,000 |
| Provision for loan losses | 19,000 | 144,000 | 188,000 | 262,000 |
| Pretax income | 193,000 | 282,000 | 471,000 | 652,000 |
| Income tax | 0 | -134,000 | -128,000 | -128,000 |
| Net income | 193,000 | 416,000 | 599,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,566,000 | 11,570,000 | 11,754,000 | 11,740,000 |
| Total capital | 12,246,000 | 12,249,000 | 12,394,000 | 12,375,000 |
| Risk-weighted assets | 54,434,000 | 54,135,000 | 51,160,000 | 53,040,000 |