Call reports 2012
COMMUNITY TRUST BANK — 2012
What COMMUNITY TRUST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,359,000 | 88,151,000 | 89,403,000 | 91,668,000 |
| Total loans | 46,774,000 | 45,274,000 | 46,443,000 | 45,744,000 |
| Allowance for loan losses | 577,000 | 559,000 | 588,000 | 618,000 |
| Securities available for sale | 30,912,000 | 33,434,000 | 31,686,000 | 31,924,000 |
| Securities held to maturity | 541,000 | 541,000 | 541,000 | 531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,645,000 | 75,849,000 | 75,338,000 | 79,118,000 |
| Interest-bearing deposits | 59,337,000 | 57,980,000 | 58,278,000 | 60,161,000 |
| Noninterest-bearing deposits | 18,308,000 | 17,869,000 | 17,059,000 | 18,957,000 |
| Equity capital | 11,006,000 | 11,179,000 | 11,414,000 | 11,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,778,000 | 2,654,000 | 3,507,000 |
| Interest expense | 134,000 | 262,000 | 383,000 | 494,000 |
| Net interest income | 766,000 | 1,516,000 | 2,271,000 | 3,013,000 |
| Noninterest income | 167,000 | 318,000 | 466,000 | 628,000 |
| Noninterest expense | 603,000 | 1,208,000 | 1,826,000 | 2,451,000 |
| Provision for loan losses | 19,000 | 56,000 | 80,000 | 104,000 |
| Pretax income | 311,000 | 582,000 | 870,000 | 1,125,000 |
| Income tax | 63,000 | 103,000 | 159,000 | 198,000 |
| Net income | 248,000 | 479,000 | 711,000 | 927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,389,000 | 10,499,000 | 10,731,000 | 10,800,000 |
| Total capital | 10,966,000 | 11,058,000 | 11,319,000 | 11,418,000 |
| Risk-weighted assets | 53,393,000 | 51,852,000 | 53,038,000 | 53,228,000 |