Call reports 2020
COLORADO FEDERAL SAVINGS BANK — 2020
What COLORADO FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,075,372,000 | 2,337,442,000 | 2,507,444,000 | 2,001,944,000 |
| Total loans | 945,201,000 | 964,534,000 | 1,173,297,000 | 1,104,304,000 |
| Allowance for loan losses | 14,355,000 | 14,324,000 | 14,409,000 | 14,045,000 |
| Securities available for sale | 449,922,000 | 415,349,000 | 367,238,000 | 319,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,687,281,000 | 2,078,672,000 | 2,239,498,000 | 1,734,845,000 |
| Interest-bearing deposits | 1,061,193,000 | 1,270,044,000 | 1,384,747,000 | 1,218,567,000 |
| Noninterest-bearing deposits | 626,088,000 | 808,628,000 | 854,751,000 | 516,278,000 |
| Equity capital | 227,889,000 | 235,664,000 | 244,326,000 | 247,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,351,000 | 28,379,000 | 42,174,000 | 55,212,000 |
| Interest expense | 4,708,000 | 8,852,000 | 12,314,000 | 15,482,000 |
| Net interest income | 10,643,000 | 19,527,000 | 29,860,000 | 39,730,000 |
| Noninterest income | -7,022,000 | -6,624,000 | 39,000 | 2,230,000 |
| Noninterest expense | 3,569,000 | 7,143,000 | 10,574,000 | 15,342,000 |
| Provision for loan losses | 1,000,000 | 1,000,000 | 1,234,000 | 1,849,000 |
| Pretax income | -948,000 | 4,760,000 | 18,091,000 | 24,769,000 |
| Income tax | -333,000 | 1,129,000 | 4,626,000 | 6,289,000 |
| Net income | -615,000 | 3,631,000 | 13,465,000 | 18,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 220,504,000 | 224,132,000 | 233,347,000 | 237,743,000 |
| Total capital | 234,859,000 | 238,456,000 | 247,756,000 | 251,788,000 |
| Risk-weighted assets | 1,260,075,000 | 1,211,270,000 | 1,274,484,000 | 1,195,032,000 |