Call reports 2016
COLORADO FEDERAL SAVINGS BANK — 2016
What COLORADO FEDERAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,832,181,000 | 1,786,908,000 | 1,884,455,000 | 1,719,305,000 |
| Total loans | 493,503,000 | 497,295,000 | 483,526,000 | 562,583,000 |
| Allowance for loan losses | 3,381,000 | 2,834,000 | 2,570,000 | 4,399,000 |
| Securities available for sale | 944,719,000 | 894,490,000 | 903,396,000 | 885,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,250,511,000 | 1,383,240,000 | 1,597,543,000 | 1,164,569,000 |
| Interest-bearing deposits | 330,849,000 | 405,393,000 | 400,195,000 | 451,514,000 |
| Noninterest-bearing deposits | 919,662,000 | 977,847,000 | 1,197,348,000 | 713,055,000 |
| Equity capital | 195,027,000 | 195,494,000 | 197,007,000 | 192,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,349,000 | 20,772,000 | 30,769,000 | 40,890,000 |
| Interest expense | 2,108,000 | 4,140,000 | 5,787,000 | 7,545,000 |
| Net interest income | 8,241,000 | 16,632,000 | 24,982,000 | 33,345,000 |
| Noninterest income | -535,000 | -5,115,000 | -5,175,000 | -2,277,000 |
| Noninterest expense | 4,137,000 | 8,420,000 | 12,311,000 | 16,030,000 |
| Provision for loan losses | 359,000 | -91,000 | -281,000 | 1,712,000 |
| Pretax income | 3,210,000 | 3,188,000 | 8,225,000 | 13,774,000 |
| Income tax | 1,188,000 | 1,122,000 | 2,784,000 | 4,616,000 |
| Net income | 2,022,000 | 2,066,000 | 5,441,000 | 9,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,458,000 | 173,557,000 | 177,081,000 | 178,961,000 |
| Total capital | 173,839,000 | 176,391,000 | 179,651,000 | 183,360,000 |
| Risk-weighted assets | 748,558,000 | 736,494,000 | 746,824,000 | 788,667,000 |